Services Available from Quest Business and Accounting Services

QUEST BUSINESS AND ACCOUNTING SERVICES
SERVICES AVAILABLE
Here is a complete outline of most of the services Quest Business and Accounting Services provides. At the highest level, the services are divided into three categories, which correspond to three different rates. All rates are lower than virtually all competitors. Rates for start-ups and new businesses less than three years old located in Michigan counties that border Lake Superior are heavily discounted, extremely low, and guaranteed to be much lower than all competitors. See the “Rates and Discounts” page for complete details.

PROFESSIONAL SERVICES
--Business Consulting
     --Business consulting and planning for start-ups and for existing businesses
          --Business plan showing you the economic feasibility of your proposal
          --Pro forma or projected income statements and balance sheets
          --Pro forma or projected cash flow statements
          --Pro forma or projected investor performance: IRR, ROI, NPV, etc.
          --Exactly how much business you need to break even
          --Strategy, Tactics, and everyday tips for your new or existing business
          --Strategic partnership formation

     --Financial consulting and planning
          --Business plan customized for a bank or any other potential investor
          --Personal financial consulting and planning for the small business owner
               --For example, a specific acquisition of financing plan
                    --Whether, when, and how to correctly apply for sources of funds
                         --From community banks
                         --From regional banks
                         --From mega banks
                         --From SBIC / SBA loans
                         --From angel investors
                         --From venture capital companies
                         --From sources of grants
                    --In general, how to best attract venture capital
                    --Custom business plan for any of the above sources
          --Compare and contrast pros and cons of various sources of funds
          --Grant proposals for businesses that might qualify for a grant
          --Direct financial arrangements with vendors
          --Economies of scale
          --Business valuation
          --Insurance and risk management consulting
          --Advice on how to manage cash shortages and financial difficulties

     --Accounting consulting
          --Consulting and training on how to use Quick books, Turbo Tax or, at
               our option, another accounting and/or tax software

     --Compliance with regulations
          --Find out exactly what regulations you need to be concerned with
               --Owners sometimes overestimate how restrictive a regulation is
               --Owners sometimes imagine regulations that don’t really exist
          --We will assist you wherever possible with complying
          --Business plans for special permits

     --Operations consulting and planning
          --Your strategic and optimized line of products and services
          --Pricing based on sound economics, marketing, and competitive analysis
          --Location analysis including detailed demographics
          --Scheduling of services
          --Establishing maximum possible value for the clients and customers
          --Property and equipment management including storage

     --Buying or selling your business
          --Merger and acquisition consulting for small and very small businesses
          --Selling all or part of a small or very small business
          --Buying all or part of a small or very small business

--Basic Accounting and Bookkeeping
     --Chart of Accounts—complete and correct
     --Traditional and important bookkeeping for all accounts
     --Income Statements and Balance Sheets
          --Income accounts correct and complete
          --Expense accounts correct and complete
          --Asset accounts
               --Accounts Receivable
                    --All accounts receivable correctly maintained and valued
                    --Statements (Invoices) for your clients and customers
                    --Collection assistance
          --Liability accounts
               --Accounts Payable
                    --All accounts payable correctly maintained and valued
                    --Bill pay service (we make sure all your bills are paid on time)
          --Owners’ Equity accounts - all properly valued

--Cost Accounting and Budgeting
     --Custom income statements to better show true income
     --Cash Flow Statements and cash flow planning
     --Multi-year financial plans and/or annual budgets
     --Expense reduction plans
     --Multi-year business investment planning (for the expected business life)

--Personal and Business Tax Accounting
     --Personal income tax return preparation and consulting
     --Review of prior years’ tax returns
     --Business income tax return preparation and consulting
          --For example, S-Corporation tax returns preparation and tax consulting
     --Returns are prepared using software of your choice or you can let us choose the software used
     --Quarterly estimated personal income tax payments and filings
     --Business entity recommendations, for example, should you incorporate?
     --A complete state / federal tax calendar is maintained for all clients
     --Tax planning including projections of what you will owe
     --Depreciation and all other records for use in the unlikely event of an audit
     --Business payroll service including all payroll tax filings and payments
          --Note, since payroll is a semi-professional service; rates are even lower

--Recordkeeping—General
     --Any recordkeeping (not mentioned elsewhere) required for any reason

--Economics Consulting
     --Economics consulting and research to your specifications. The owner-operator of Quest Services is
          both an accountant and an economist.

--Computer and Internet Consulting
     --Hardware Consulting
          --Limited to basic consulting; we do not fix hardware
          --For example, how to correctly use portable hard drives
     --Software Consulting
          --How to use Accounting and spreadsheet programs
          --Operating system maintenance and repair - keep your computer running fast
     --Malware prevention and malware removal
     --Internet Consulting
          --General Internet consulting, for example, what are the best sites to use?
          --Website consulting
               --We recommend changes in and new features for your website
               --We can design, deploy, and heavily promote a free website for you
               --We do not, however, design and deploy traditional sites hosted fee charging web hosts

--Real Estate Consulting
     --Limited to consulting regarding how to buy very or extremely low cost residential or commercial real
          estate in Big Snow Country
     --Consulting about low cost property will often be free to existing clients
     --We do not do consulting for real estate in general

SEMI-PROFESSIONAL SERVICES
--Promotion
     --Internet Promotion
     --Traditional Promotion

--Payroll Tax Accounting
     --All payroll tax filings and payments

--Copyright Defense
     --Removal of files from the Internet that violate your copyright rights
     --Reduction of the future incidence of copyright violations
     --We are extremely good at this despite the fact there are very few enterprises offering this service at all;
          please ask for details.

PROCESSING SERVICES
--Order Processing
     --Internet orders
     --Orders via email
     --Phone orders

--Customer Service
     --Via the Internet
     --Via email
     --Via the telephone

THE QUEST BUSINESS SERVICES "LIBRARY SERVICE"
Quest produces some and has at its disposal vast informational resources and tools useful for small businesses. All clients are welcome to ask for and receive resources for free or for nominal (token) charges. The “library service” will be especially useful if you wish to participate in and/or assist Quest in the economic and/or the financial management of your business. We can research and report back on specific questions or in some cases we can simply send the whole resource to you in an email attachment.

For example, you could request a custom spreadsheet that will remind you about how many clients or customers you will get by hour, by day, by month, and by year.

As another example, you could request detailed information from a Lasser tax guide book, or from the corresponding IRS instructions book.

There are thousands of other possibilities; we have information resources for probably every possible question related to small business, personal finance, small business computing, personal computing, and related subjects.

QUEST BUSINESS AND ACCOUNTING SERVICES
● Is a US business service company serving especially New York, Wisconsin, Minnesota, and Michigan
● Specializing in and offering huge discounts for start-ups and existing businesses in Michigan counties along the shores of Lake Superior
● Try Quest services for free and see for yourself whether the extremely low rates yet high quality service are too good to be true

To get started, email Quest at bigsnowbusiness@gmail.com

You can ask questions about services and/or begin services via email, via phone, or both; it’s your choice. If you want to be called, include your phone number and the best time to reach you in your email.

OR you can start by calling 646-350-6612 and leaving a very short message. Note that this is an Internet phone service number and, due to phone service limitations, the area code does not match the area code for the location of the business, which is 906.

You will be called back soon after. Since we don’t bother with a toll-free number, we like to call you so that in most cases you won’t pay toll charges except for whatever you paid for the very short call where you left a very short message. Consulting conversations sometimes run over an hour long and we don’t want clients to pay for telephone long distance toll charges so we call them back.

Qualifications and Experience of Your Quest Services Provider

I AM MORE THAN QUALIFIED FOR EVERYTHING OFFERED HERE
Like the vast majority of people who live in Big Snow Country I am not a "corporate man". That is, I am not the type of person who has a lot of experience with dealing with and/or accounting for millions of dollars. What I am though is sort of the small money version of a "corporate man". In other words, I chose to employ my economics, business, and accounting skills and knowledge to small and very small enterprises, often my own.

Here is a quick summary of my primary qualifications:

Economics and Business Skills and Knowledge Qualified
I hold a Summa Cum Laude Degree at a near Ivy League School

Accounting and Business Skills and Knowledge Qualified
I hold a Summa Cum Laude Masters Degree in Accounting at a major State University

Business Experience Qualified
I successfully ran a small (or very small would perhaps be more accurate) retail business located in a city with a population of almost a quarter million people and located in a metro area of a million people with essentially no assistance from anyone for 7.5 years, performing every task from a to z myself. Work weeks were in the 70 to 90 hours a week range. What I just described is literally true, as strange as it might sound to you.

Also, I successfully managed (with some limited assistance) another very small retail business for seven years prior to that.

In the most recent years I have been "recession dodging" and at the same time producing Internet resources including Big Snow Country. Just prior to coming to Big Snow Country I fixed up, cleaned up, and sold a relatively neglected property in an extremely remote spot in the Midwest at a small gain in the middle of the biggest real estate price decline in history. (No, when I bought that property I wasn't trying to get in on the easy money that could be made years ago in "flipping" properties; that property was simply a residence I chose to live in. But then when the real estate depression struck I was challenged to prevent a very large loss on the resale of the property. I succeeded at preventing that loss.)

As of now my plan to dodge the recession in Big Snow Country has partially fallen through because the recession is so severe that even Big Snow Country, which for decades was one of the best areas of the Midwest economically and still is, actually, has succumbed to recessionary conditions. The fact that even Big Snow Country has dropped into recession is one of the reasons, as you may already know, that I am selling business services for ridiculously low prices.

Internet and Computing Qualified
I have developed over 100 interesting web sites that are gradually growing in traffic, including Big Snow Country. I have especially high proficiency in Excel, Quicken, Quick Books, Turbo Tax, HTML, and malware/computer security. I am not, however, a "geek programmer" and in fact I try to avoid outright programming as much as possible, preferring to rely on coding done by others. (Call me a code hyena if you insist).

Rates and Discounts for Quest Business and Accounting Services

QUEST BUSINESS AND ACCOUNTING SERVICES
RATES, AND DISCOUNTS
Effective 2010 AND 2011

SATISFACTION GUARANTEED
The first two hours of my work are free to you. You can try a service for free, evaluate the results, and then decide whether to continue at cost. Calling and asking questions and/or ordering service is not only free but does not count toward the free two hours of actual service that you can get if you try Quest Services. In fact, you are never charged for simply asking questions about services or for the time spent ordering services.

Also, if you quit services at any time after paying for service, the last one hour of my work is free to you. The last two hours are free if your business is not operating at the time you quit services.

RATE CATEGORIES
There are three categories of rates and three categories of clients. So in total there are nine hourly rates but virtually all clients will have just one or two hourly rates that apply to them. The three categories of rates correspond to these categories of services:

--Professional services
--Semi-professional services
--Processing services

The three categories of clients are:

--Big Snow Country start-up business owners
--Big Snow Country existing business owners
--Business owners outside Big Snow Country

Start-up businesses are any business that has not started revenue making operations and any business that has started but is less than three years old. Big Snow Country consists of the following counties along the south shore of Lake Superior:

-Gogebic
-Ontonagon
-Houghton
-Keweenaw
-Baraga
-Marquette
-Alger
-Luce

BIG SNOW COUNTRY START-UPS BUSINESS HOURLY RATES
These are rates for businesses not yet up and running and for businesses up and running but less than three years old located in any of the counties shown just above. Along with new operating businesses these rates are for businesses that are planned some of which, unfortunately, will never actually begin day to day operations.

These rates apply to both the planning phase and the early operations phase. For example, if it takes two years to plan a business and you hired Quest for all of this time to help you start it, you would get these rates for a total of five years (two years before and three years after day to day operations begin). There is no limit on the number of years you can get these extremely low rates while we are planning the start of actual operations for your business.

The rates for Big Snow Country start-ups are:

-Professional Services $10 per hour
-Semi-Professional Services $8 per hour
-Processing Services $7 per hour.

As you can see, if you are a start-up business in one of the targeted counties, you will get high quality, exacting, professional services at "ridiculously low rates". You won't find lower rates than ours at any quality, yet our quality level is at least as high as that of the big, traditional, expensive business service companies. The service you get from Quest Services will be the same high quality you would get if you paid twice or three times as much from the traditional companies.

And satisfaction is always guaranteed so you can see for yourself at very little or no risk that these claims are true; see the "Satisfaction Guaranteed" section above for details.

BIG SNOW COUNTRY EXISTING BUSINESS HOURLY RATES
These are rates for businesses that have been up and running for more than
three years old located in any of the counties above.

The rates are:
-Professional Services $14 per hour
-Semi-Professional Services $11.50 per hour
-Processing Services $9.50 per hour.

STANDARD HOURLY RATES
These are rates for businesses that do not fit in the two categories above. These rates are still roughly 20% less than average rates charged around the country. The same satisfaction guarantee with the no risk opportunity to try one or more services at little or no cost applies.

The standard rates are:
-Professional Services $20 per hour
-Semi-Professional Services $17 per hour
-Processing Services $14 per hour.

RATE CHANGES
Rates for existing clients can never increase by more than 10% in a year but rates for new clients are subject to change beginning for 2012. How much rates change for new clients in 2012 and beyond will depend on to what extent our work load capabilities are reached by customers who start out in 2010 and 2011. In other words, it will be sort of a first come first serve basis for the extremely low Big Snow Country rates.

We can and definitely will also simply shut the door on new clients once existing clients use up most or all of our work load capabilities.

Existing clients will never be subject to big price increases. If we increase rates for existing clients at all, we won't increase them by more than 10% a year. If you think the very, very low rates shown above are some kind of "bait and switch," that will quickly rise by large amounts, you are completely mistaken.

Moreover, all clients are guaranteed the exact rate schedule they started with for two full years plus for the year they started. Clients new in 2010 will have the 2010 rates shown above until at least the end of 2012. Then in each successive year beginning in 2013, clients starting in 2010 will pay no more than 10% more per hour than they did the year before.

Since 2011 rates will be the same as 2010 rates, clients new in 2011 will also have the extremely low rates shown above until at least the end of 2013. Then in each successive year beginning in 2014, clients starting in 2011 will pay no more than 10% more per hour than they did the year before.

WHY NOT "NAME YOUR OWN PRICE" AND BREAK OUT OF THE FLAT FEE OR RATE PRISON YOU MAY BE IN?
Most business service companies charge flat fees for particular projects and/or they charge flat monthly rates. Quest Business and Accounting Services, as a deep discount business service enterprise custom designed for the troubled economy, allows you to "name your own price". Before each new project and/or on a bimonthly basis, a quick little negotiation between you and Quest Services establishes how many hours of work will be put into your project and, using the rates that apply to your business (that for Big Snow Country businesses are heavily discounted) the amount that you will owe when the month is over is known by both sides in advance.

This scheme is heavily in favor of the customer which of course is why most other business service companies don't do it this way. Unlike with other companies you are not in effect being charged for work that is never actually done. Rather, each month you get exactly the work that you and Quest agreed upon at the exact cost that was agreed upon.

Moreover, if it takes longer than Quest thought it would to produce the end
product(s) of the project(s), then the extra time that was needed is provided free to you. You read that correctly; cost overruns are "eaten" by Quest Accounting and Business Services!

THE MAXIMUM YOU WILL PAY IS WHATEVER YOU SAY IT WILL BE IN ADVANCE
For each service for each statement period the maximum you will be charged will be whatever you say it should be in advance. Based on what you want done Quest will give you my best estimate of the minimum number of hours needed to do that work. If that minimum number of hours multiplied by the applicable rate is acceptable to you, then we are good to go.

If on the other hand the minimum Quest needs for the job exceeds the maximum you want to pay for, there are three possibilities:

--Quest can agree to reduce what it would really want to do down to the
maximum you are willing to pay for. There is much more flexibility to do this with some services than with others. For example, there is very little flexibility to cut work time that goes into tax accounting, but much more flexibility to cut work time that goes into promotion or to business planning.

--You can agree to increase the maximum that you are willing to pay.

--You can quit services and try to find someone else who will meet your
requirements.

If and when your maximum is less than the Quest minimum, one of these three
resolutions is necessary for Quest to proceed. I will help you decide between them in any way I can.

Remember, by focusing on hours of service, Quest gives you a much "better deal" than you would get from another company that simply quotes and charges you a flat fee for service(s). For one thing, you know exactly how many hours of work you are getting from Quest, whereas with other companies that charge a flat amount you are left in the dark about how much or how little work is actually being done for you.

LONG TERM CLIENTS
If and when a "steady state" is reached, where the amount of work needed for your business doesn't vary much from month to month, there will be no need for a bimonthly agreement about what you will get and pay for; a long term agreement (which will usually be informal and unwritten) will be in effect where the amount you owe stays the same month after month. In this case there is little difference on the surface between how Quest does business and how other companies that have flat cookie cutter rates do business. But under the surface, unlike with the other business service companies, the amount of actual work provided for your business is guaranteed to stay the same month after month.

WHAT YOU GET IS CAREFULLY TRACKED AND DOCUMENTED
Quest has a uses "time accounting" worksheets to carefully keep track of how much work is being done for you and we don't cheat because, for one thing, since everything is agreed to in advance and also since unlike other businesses we are not out to make every dollar possible, we have no motivation to cheat.

LOYAL CUSTOMER DISCOUNT
This is an additiional 5% discount on top of all other discounts.

If and when your total all-time paid charges exceed $1,000, you get $50 in
services for free. And for each additional $1,000, you get another $50 in
services for free. This means for example:

--If you get and pay for $1,000 in services you will actually receive $1,050 in services.

--If you get and pay for $5,000 in services you will actually receive $5,250 in services.

--If you get and pay for $10,000 in services you will actually receive $10,500 in services.

And so on. Each free $50 is given at whatever your usual rate is. For example, if you are charged the Big Snow Country start-up rate of just $10 per hour, you get five hours of free services for each one hundred hours or $1,000 of services you get and pay for.

Contact Quest Services

QUEST BUSINESS AND ACCOUNTING SERVICES
● A US business Service Company especially serving New York, Wisconsin, Minnesota, and Michigan
● Specializing in and offering huge discounts for start-ups and existing businesses in Michigan counties along the shores of Lake Superior
● Try Quest services for free and see for yourself whether the extremely low rates yet high quality service are too good to be true

TO GET STARTED, CHOOSE A CONTACT OPTION:
You can ask questions about services, try services for free, and/or begin services after your free trial via email, via phone, or both. You choose the way and you also choose which of those ways you prefer Quest to contact you.

EMAIL OPTION
To get started, email Quest at bigsnowbusiness at gmail .com . If you are an existing accounting only client, you can alternatively use the dedicated accounting email address: questaccountingservices at gmail. com . Replace "at" with the symbol @ and remove spaces for both email addresses. (The addresses are shown this way to prevent these emails from being picked up by automatic email harvesters used by junk email senders; this prevents thousands of garbage emails from being sent to these addresses.)

Please indicate in your email whether you want Quest to return your email message with an email or a phone call. If you want to be called, please include your phone number and optionally the best time to reach you.

TELEPHONE OPTION
Or you can start by calling 646-350-6612 and leaving a very short message. Don't forget to include your phone number and please include the best time to call if it matters to you. Or else you can leave an email address in your phone message and we'll contact you back via email.

Note: The area code in the phone number reflects another area, but please be aware that Quest Accounting and Business is physically located fully in Houghton County, Michigan and has no physical or legal location in that other area code area. The reason for this is that the phone number is an Internet number and the service used can not yet supply to Quest a 906 area code number which is what we really want to have.

You can use this number 24 hours a day to leave a message. It is usually actively monitored during most regular business hours so if you call during business hours you are likely to get a call back within about three hours of your call. If you leave a message outside of regular business hours you will probably get a call back sometime on the next business day, subject also to your "best time to call" instructions.

Since we don’t bother with a toll-free number, we like to call you not only the first time but every time, so that in most cases you won’t pay toll charges except for whatever you pay when you call Quest to leave very short messages with requests for call backs. Consulting conversations sometimes run over an hour long and we don’t want clients to pay for telephone long distance toll charges for consulting.

Incidentally, only formal consulting conversations are subject to charge. Requests for service are always free and questions and discussions regarding completed service are generally free.

WHEN TO CALL IF YOU WANT IMMEDIATE CONTACT WITH NO WAITING FOR A CALL BACK
If you prefer you can call during the following hours and we will often be able to pick up the call and talk with you immediately. Your ordinary toll charges will apply.
The times Quest Services tries to pick up calls directly are between 2 PM and 5 PM eastern time, Wednesdays and Thursdays only. The phone number is the same one you can use at any time day or night: 646-350-6612

By time zone the hours to call for immediate contact and service are:

Eastern 2 PM to 5 PM Wednesdays and Thursdays only
Central 1 PM to 4 PM Wednesdays and Thursdays only
Mountain Noon to 3 PM Wednesdays and Thursdays only
Pacific 11 AM to 2 PM Wednesdays and Thursdays only

Remember, you must call within these hours to get live assistance. At all other times, you can leave a voice message, and/or you can send an email to:

bigsnowbusiness at gmail .  com

Why Big Snow Country is the Smart Place to Live Despite the Snow

The average person will ask: why would someone live where the snow piles up to between 2 and 3 feet high by February, and about triple that, 6-9 feet, for the highest plowed piles of snow in driveways? The answer is that snow and cold for five months is just about the sum total of all the seriously bad things you have to put up with in Big Snow Country, which means by Midwest standards this is actually an outstanding and safe place to live because there are so few bad things to deal with.

IN BIG SNOW COUNTRY YOU CAN FORGET ABOUT THE FOLLOWING 

Consider all of the things that Big Snow Country does NOT have, which pretty much all other areas in the Midwest and South, and which parts of the Northeast do have to one extent or another:

Tornadoes and the threat of them, which can drive you to pull out all the hair on your head or some such self-destruction. Tornado watches essentially never reach the counties along Lake Superior. There are never any tornados in Big Snow Country.

Straight Line Winds from very severe thunderstorms and in conjunction with near misses from tornados (brief lasting, but can be in excess of 100 mph). Neither severe thunderstorms nor straight line winds ever happen in Big Snow Country. The worst thunder storms in Big Snow Country would be considered wimpy storms in much of the rest of the Midwest and in the South.

Wind Storms in general, typically lasting 10-20 hours, generally in the late winter and in the spring; with sustained winds of 35 or even 40 miles per hour and gusts as high as 75 mph, whereas in Big Snow Country the worst “wind storms” feature sustained winds of about 25 miles per hour with gusts rarely above 45 mph and virtually never higher than 50 mph.

Hail Storms: the severe ones occurring elsewhere will damage your house, your roof and your car, by for example destroying all of your glass windows. The worst the hail ever gets in Big Snow Country is penny sized which does not damage anything.

Severe Thunder Storms with massive amounts of lightning. There is commonly at least 100 times as much cloud to ground lightning in a storm in many other areas of the Midwest and south compared to the little baby thunder storms in Big Snow Country. Also, the loudness of the thunder is far less here than elsewhere.

Floods: In most areas up here, flooding never ever happens. There are a few low lying areas in Big Snow Country where it is possible for there to be minor flooding. Both the frequency and the severity of flooding even in the limited low lying spots are much less than in the flood prone areas of the Midwest. And there are many flood prone areas in the Midwest and in the south.

Heat waves and excessive heat in general. It almost goes without saying that Big Snow Country never has severe heat waves. If you would rather be comfortable than sweating it out in the summer, this is where you want to be.

Ice storms: Despite the colder climate, ice storms in Big Snow Country are relatively rare, and if there is any ice accumulation, it is almost always an insignificant amount. The key thing is that basically Big Snow Country is too cold for big ice storms. Severe ice storms are very rare mostly because storms that might produce ice storms mostly track well to the south and because when storms do track farther north it is generally too cold for ice up here, so everything or almost everything up here falls as snow whereas to the south (even in Wisconsin) there might be a lot of ice. In the rare event when an ice storm causes a power outage in Big Snow Country, since the ice storm will have been relatively minor, the power will be restored relatively quickly, most likely within hours. In summary, large ice storms are very rare and there is on average roughly one minor ice storm every two winters in Big Snow Country with relatively little ice accumulation.

Earthquakes: The probability of an earthquake in Big Snow Country is virtually zero since it is as far from any fault line as you can get.

Electric power outages directly or indirectly from any of the storms above (especially from ice storms) lasting from an hour to several weeks. Big Snow Country averages roughly one power outage every two years due to weather (usually due to some ice on power lines combined with winds of about 20 mph gusting to about 40 mph). Many other areas in the US have at least ten times that many power outages, especially in the Midwest and South.

In summary, Big Snow Country is virtually totally free of all of the above storm related threats, which hit much of the rest of the country every single year to one extent or another. Property insurance companies love this area, because they rarely have to pay out weather related property damage claims.

MORE THINGS BIG SNOW COUNTRY LACKS (WHAT A SHAME!
Traffic jams:. People love their cars and trucks in this area, but traffic jams and heavy traffic in general are unheard of due to the light population.

Air or water pollution: This is going to be about the least polluted spot in the country.

Crime: The whole region is as you would expect a low crime area. The bigger the crime, the more rare it is. Petty and quite frankly really dumb crimes do happen, mostly in the big towns such as Marquette, but larger crimes are relatively rare in Marquette and everywhere else in Big Snow Country.

Snakes: There aren’t any except little harmless snakes deep in the woods.

Bears, wolves, deer, etc: There are virtually no wolves and no bears except possibly a tiny number in the Porcupine Mountains Wilderness Park. No wild animals of this sort ever wander into towns except every once in a blue moon a deer or two or three will wander into one of the small villages, but mostly in the middle of the night, so you won’t see deer unless you are up in the middle of the night.

Insects: Very few types of insects even exist here, and of course the quantity of insects around during the very short "insect season" is minimal. Insects are around outside only from about mid May until mid September and there are far more of them in the woods than in the towns. In the towns insects are not a big deal even at their peak time which is June and July. As long as you don’t live in or next to woodland, you won’t have a black fly or any other insect problem even in June or July.

Of course, in the woods, insects including perhaps the legendary black fly might be a problem during June and July. If you go into the woods in June or July, bring repellent.

ONE MORE THING: TAX CREDITS
There are two credits which help low income people (and people who have just moved into) Michigan.

Michigan has both a homestead property tax credit which reduces the already low property taxes of the area further for those with low incomes. Michigan also has a fairly generous heating credit, which reduces the cost of heating regardless of how you heat. Both of these credits are independent of income, meaning that even those with low incomes get them. In fact, those with the lowest incomes get the highest credits.

SAVE THOUSANDS WHEN YOU START A NEW BUSINESS
You can use Quest Business Services for free to help you get your new Big Snow Country business up and running.

In summary, Big Snow Country lacks so many seriously bad things that most other areas have to contend with that it turns out that it is very smart to live here and put up with about five months of cold and about four months of often heavy snow in exchange for 7-8 months of easy, worry free, and low cost living. Elsewhere the winter may be a lot nicer than here, but spring, summer, and sometimes even autumn are often plagued by disasters large and small, whereas up here winter is a pain but those other three seasons are stress free, worry free, and very nice indeed.

Snow Depths in Big Snow Country

Here are the usual ranges for snow depths for the heaviest snow belt, which is the Michigan Highway 26 corridor between Trimountain / Painesdale and Greenland / Mass City. These depths are for relatively flat land and for snow not drifted by winds. Wind-driven snow drifts could be up to about 1/4 higher than these depths. Snow depth ranges are to the nearest multiple of five inches.

Oct 15: 0 to 5 inches
Oct 31: 0 to 5 inches
Nov 15: 0 to 10 inches
Nov 30: 0 to 15 inches
Dec 15: 5 to 20 inches
Dec 31: 20 to 30 inches
Jan 15: 20 to 35 inches
Jan 31: 25 to 40 inches
Feb 15: 25 to 45 inches
Feb 28: 25 to 40 inches
Mar 15: 20 to 35 inches
Mar 31: 10 to 20 inches
Apr 15: 0 to 15 inches
Apr 30 0 to 10 inches
May 15: 0 to 5 inches

Snow depths will be in these ranges about 3/4 of the time. The once in 100 years highest possible snow depth is about 1/5 higher than the high end of the ranges shown. For example, roughly once in 100 years there might be an absolute peak of 54 inches of snow on the ground on about February 15.

USUAL SNOW DEPTH FOR THE HIGHEST PLOWED PILES OF SNOW
Note: plowing season is November 1 through April 30. Any small amount of snow that falls in May and in October is ignored by the plows because it will very quickly melt on its own. Remember, these ranges are for the HIGHEST plowed piles of snow; most plowed piles will be less high, but still much higher than the open land snow depths shown above.

Oct 15: 0 to 5 inches
Oct 31: 0 to 5 inches
Nov 15: 0 to 15 inches
Nov 30: 5 to 23 inches
Dec 15: 10 to 40 inches
Dec 31: 45 to 65 inches
Jan 15: 50 to 85 inches
Jan 31: 65 to 105 inches
Feb 15: 70 to 125 inches
Feb 28: 65 to 105 inches
Mar 15: 50 to 85 inches
Mar 31: 20 to 45 inches
Apr 15: 10 to 30 inches
Apr 30: 0 to 20 inches
May 15: 0 to 10 inches

The snow depths above are typical or average snow depths in the Trimountain / Painesdale to Mass City / Greenland stretch along Michigan highway 26. For actual current snow depths, visit the Snow Watch page.

Snow depths in other locations will range from slightly less to much less. To determine what the typical snow depths will be for a place you are interested in, follow the following procedure:

1. Go to this report. Browse the article or use your browser's find feature to find the average annual snowfall for any particular location.

2. Divide the average annual snowfall for your place of interest by 270, which is the average annual snowfall upon which the snow depths above are based.

3. Multiply the result of (2) by the minimum and maximum range numbers shown above. For example, if your location averages 216 inches a year, it would be 80% of 270. Now if I want to know what the snow depth on the general or open ground will be on January 31, I multiply .80 by the minimum and the maximum from the range shown above, which is 25 to 40. The results are 20 and 32. So now we know that there will be, in most years, between 20 and 32 inches of snow on the open ground on January 31 in the location you were interested in.

Incidentally, the calculation example we used happens to be the actual snow depth on January 31 for Houghton-Hancock, because about 80% of the snow that falls at Painesdale-Trimountain falls there.

WHEN DOES THE SNOW ON THE OPEN GROUND COMPLETELY MELT?

The open ground, not including the plowed mounds of snow, and except for a possible additional small amount of overnight spring snow that melts the next day, becomes completely green sometime during the month of April. Most commonly, it would be beeen April 10 and April 20.

Exactly when in this period the green ground returns will depend on whether there is a mid or late April snow storm, which there is slightly more than 1/2 of the years. For example, on April 21, 2009, there was an unusually late heavy snowfall of about 10 inches, which obviously caused the open ground to become snowed over again after most of it had been green for about two weeks. That snow melted rapidly, of course, but the quantity of it along with cooler than normal temperatures and mostly cloudy weather meant that it took until about the first of May for that snow to melt completely off the open ground.

WHEN DO THE PLOWED PILES OF SNOW MELT?

As for the plowed piles, which as you can see above can reach almost 10 feet high before they start coming down, are mostly melted by between April 20 and May 15, most often between April 25 and May 10. The very last little clump of plowed snow that sat in a spot that receives little sun will be gone between May 1 and May 15.